.page-module__nIcvXW__hero{background:radial-gradient(circle at top left, color-mix(in srgb, var(--button-accent) 7%, transparent), transparent 26%), var(--background);border-bottom:1px solid var(--border-whisper);min-height:55vh}.page-module__nIcvXW__heroInner{flex-direction:column;gap:1.25rem;max-width:48rem;display:flex}.page-module__nIcvXW__letterSection{padding:4.5rem 0 0}.page-module__nIcvXW__letterSectionCompact{padding-top:3.5rem}.page-module__nIcvXW__sectionHeading{max-width:52rem;margin-bottom:1.75rem}.page-module__nIcvXW__lede{color:var(--foreground-body);max-width:40rem;margin:0;font-size:1.0625rem;line-height:1.75}.page-module__nIcvXW__chips{flex-wrap:wrap;gap:.5rem;display:flex}.page-module__nIcvXW__chip{background:color-mix(in srgb, var(--button-accent) 6%, white);border:1px solid color-mix(in srgb, var(--button-accent) 15%, white);color:var(--foreground);border-radius:999px;align-items:center;gap:.45rem;padding:.3rem .75rem .3rem .4rem;font-size:.8125rem;font-weight:500;line-height:1.4;display:inline-flex}.page-module__nIcvXW__chipIcon{background:color-mix(in srgb, var(--button-accent) 12%, white);width:18px;height:18px;color:var(--button-accent);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;display:inline-flex}.page-module__nIcvXW__commitmentsGrid{gap:var(--gap-md);grid-template-columns:repeat(3,1fr);display:grid}.page-module__nIcvXW__commitmentCard{padding:var(--card-lg);flex-direction:column;gap:14px;display:flex}.page-module__nIcvXW__commitmentIcon{color:var(--button-accent)}.page-module__nIcvXW__commitmentCard h3{color:var(--foreground);margin:0;font-size:1.0625rem;font-weight:600}.page-module__nIcvXW__commitmentCard p{color:var(--foreground-body);margin:0;font-size:.9375rem;line-height:1.65}.page-module__nIcvXW__serviceGrid{gap:var(--gap-sm);grid-template-columns:repeat(2,1fr);display:grid}.page-module__nIcvXW__serviceCard{padding:var(--card-lg);flex-direction:column;gap:20px;display:flex}.page-module__nIcvXW__serviceCardTitle{color:var(--foreground);border-bottom:1px solid var(--border-whisper);margin:0;padding-bottom:16px;font-size:1.0625rem;font-weight:600}.page-module__nIcvXW__serviceCardTitle a{color:var(--interactive);text-decoration:none}.page-module__nIcvXW__serviceCardTitle a:hover{text-decoration:underline}.page-module__nIcvXW__itemList{flex-direction:column;gap:9px;margin:0;padding:0;list-style:none;display:flex}.page-module__nIcvXW__itemList li{color:var(--foreground-body);align-items:flex-start;gap:9px;font-size:.9rem;line-height:1.6;display:flex}.page-module__nIcvXW__itemList li strong{color:var(--foreground)}.page-module__nIcvXW__listIcon{flex-shrink:0;justify-content:center;align-items:center;width:18px;height:18px;margin-top:2px;display:inline-flex}.page-module__nIcvXW__listIconCheck{color:var(--button-accent)}.page-module__nIcvXW__listIconX{color:var(--accent-danger)}.page-module__nIcvXW__refundGrid{gap:var(--gap-sm);grid-template-columns:repeat(2,1fr);display:grid}.page-module__nIcvXW__refundCard{padding:var(--card-md);flex-direction:column;gap:12px;display:flex}.page-module__nIcvXW__refundScenario{color:var(--foreground);border-bottom:1px solid var(--border-whisper);margin:0;padding-bottom:12px;font-size:.9375rem;font-weight:600}.page-module__nIcvXW__refundRow{align-items:flex-start;gap:9px;display:flex}.page-module__nIcvXW__refundText{color:var(--foreground-body);font-size:.875rem;line-height:1.6}.page-module__nIcvXW__proseWrap{max-width:52rem}.page-module__nIcvXW__policyStack{gap:var(--gap-sm);flex-direction:column;display:flex}.page-module__nIcvXW__policyCard{padding:var(--card-lg);flex-direction:column;gap:14px;display:flex}.page-module__nIcvXW__policyHead{align-items:center;gap:14px;display:flex}.page-module__nIcvXW__policyIcon{color:var(--button-accent);flex-shrink:0}.page-module__nIcvXW__policyHead h3{color:var(--foreground);margin:0;font-size:1.0625rem;font-weight:600}.page-module__nIcvXW__policyCard p{color:var(--foreground-body);margin:0;font-size:.9375rem;line-height:1.7}.page-module__nIcvXW__policyCard p+p{margin-top:.6rem}.page-module__nIcvXW__ethicsCard{padding:var(--card-lg);align-items:flex-start;gap:20px;display:flex}.page-module__nIcvXW__ethicsIcon{color:var(--button-accent);flex-shrink:0;margin-top:2px}.page-module__nIcvXW__ethicsCopy h3{color:var(--foreground);margin:0 0 10px;font-size:1.0625rem;font-weight:600}.page-module__nIcvXW__ethicsCopy p{color:var(--foreground-body);margin:0;font-size:.9375rem;line-height:1.7}.page-module__nIcvXW__ethicsCopy p+p{margin-top:.6rem}.page-module__nIcvXW__ethicsCopy a{color:var(--interactive);text-decoration:none}.page-module__nIcvXW__ethicsCopy a:hover{text-decoration:underline}@media (max-width:900px){.page-module__nIcvXW__commitmentsGrid{grid-template-columns:repeat(2,1fr)}.page-module__nIcvXW__serviceGrid,.page-module__nIcvXW__refundGrid{grid-template-columns:1fr}}@media (max-width:640px){.page-module__nIcvXW__letterSection{padding-top:3.5rem}.page-module__nIcvXW__letterSectionCompact{padding-top:2.75rem}.page-module__nIcvXW__commitmentsGrid{gap:var(--gap-sm);grid-template-columns:1fr}.page-module__nIcvXW__ethicsCard{flex-direction:column}.page-module__nIcvXW__chips{flex-direction:column;align-items:flex-start}}